Yes, that is correct.
The true zero down mortgage loan that so many Gardner, Kansas home buyers have taken advantage of is winding down. USDA representatives are telling mortgage loan officers and bankers to have their files submitted to them by September 15th in order to get through underwriting by the deadline. That means if you are thinking of buying a home using the USDA Rural Development Mortgage Loan Program you should have your application into your mortgage loan officer by September 1st. Sure, there is a chance that if submit an application after September 1st, you can still use USDA RD funding, but there is a chance that you might also miss the deadline.
Yesterday I was working with a home buyer in Olathe, Kansas. The Olathe home buyer needed nearly $8500 to purchase the home that they liked. I brought the home buyer down a short drive to Gardner and showed them a similar home that was 14 years newer. For the same size home with newer features, the same home buyer needed no down payment. In addition their monthly mortgage payment. I think you can understand why this home buyer became a Gardner home buyer very quickly, right?
I have helped hundreds of home buyers take advantage of the zero down USDA RD mortgage loan in Gardner. If you would like to see the benefits of a USDA loan, let's talk . . . (913) 712-9313
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